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This is for customers who can commit some of their savings for a fixed period of time and earn an interest rate guaranteed to remain fixed for the term of the investment

• a single fixed term investment of £3,600
  
  

• interest is calculated daily and will be added yearly
  
  

• no partial withdrawals are normally allowed during the term of the investment
  
  

• the account may be closed at any time during the term of the investment, by obtaining a crossed cheque or transferring to an alternative account, subject to loss of interest
  
  

• you may transfer funds from another cash ISA e.g. an Instant Cash ISA to a Fixed Interest Fixed Term Cash ISA, provided only one cash ISA is open during the current tax year
  
  

• available if you are 16 years of age or over
  
  
• interest paid annually on 31 March
  
  

(1) tax free rate of interest is the rate payable, under current legislation, where interest is exempt from income tax (your tax benefits will be lost if your ISA ceases to be tax exempt

(2) annual equivalent rate (AER) illustrates what the interest rate would be if interest was paid and added each year

• introduction
• instant cash ISA
• fixed interest fixed term cash ISA