For customers who would like the flexibility of being able to make a lump sum or regular payments:

• pay into your account at any time, as long as this is the only ISA you are paying into during the current tax year, which ends on 5 April, subject to total maximum deposits of £5,100
• minimum opening balance £1
• withdrawals without penalty, up to £500 in cash each day, or up to the total balance in your account by crossed cheque
• tax free variable interest
• you may transfer funds from an Instant Cash ISA to another type of Cash ISA e.g. Fixed Interest Fixed Term Cash ISA, provided only one ISA is subscribed to during the current tax year
• available if you are 16 years of age or over

Key Product Information Summary Box

To arrange an appointment to discuss opening the right account for you, simply contact us using any of the methods set out on the left of this page

1. tax free rate of interest is the rate payable, under current legislation, where interest is exempt from income tax (your tax benefits will be lost if your ISA ceases to be tax exempt)
2. annual equivalent rate (AER) illustrates what the interest rate would be if interest was paid and added each year

More info

• Conditions
• Variable rates