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...which is designed to encourage young people to save

• minimum balance £1

• maximum balance £5,000 (excluding interest)

• interest added yearly on 31st March

• variable interest rate

• pay into the account at any time
• free gift of either a 'paint your own' piggy bank or savings starter pack (including savings chart, savings hints and tips, pen, pencil and calculator) when account is opened

• withdraw up to £500 each day in cash and up to the balance of the account by crossed cheque

• the Society reserves the right to check with a Parent/Guardian that large cash withdrawals are genuinely required

• only available as a share account

(1) gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law

(2) annual equivalent rate (AER) illustrates what the interest rate would be if interest was paid and added each year

(3) net interest is the rate of interest which would be payable after allowing for the deduction of income tax at 20%, i.e. the rate specified by law. (net interest rates have been rounded and are for illustrative purposes only)

• introduction
• instant savings
• cashcard
• cashcard flexible access
• young savers
• current accounts