Your interest rate tracks the Bank of England's base rate or the Society's product floor rate* plus the agreed percentage until 1 April 2011.
| Loan to value | Bank of England's base or product floor rate* plus | Variable interest rates | Overall cost for comparison is | |
|---|---|---|---|---|
| from start until 1/4/11 | then 2/4/11 until end of mortgage | |||
| Up to 60% | 2.29% | 3.79% | 4.49% | 4.6% APR |
| 60.1 to 75% | 2.49% | 3.99% | 4.49% | 4.6% APR |
| This product is only available to customers in our branch operating area. | ||||
| An arrangement fee of £995 applies which can be added to your mortgage. This must be paid initially on application and if you choose to add this to your mortgage, it will be refunded upon completion of the mortgage.. | ||||
You:
- will not be charged for the valuation of your property
- will receive free legal fees if you use a Society nominated solicitor
- can repay lump sums without any early-repayment charge (up to £5,000 each financial year)
- will have to pay an early-repayment charge if you repay all or part of your mortgage within the first 2 years
- will pay interest calculated daily
- will not be obliged to arrange insurances with the Society
- will receive free mortgage payment protection insurance (for 3 months)
- can move home and move your special offer without having to pay any early repayment charge if you apply and are eligible for a new residential mortgage with us
*If the Bank of England base rate is 1.50% or less during the tracker period, the rate you pay will track a rate of 1.50% until the base rate rises back above this.
For full details or to arrange an appointment, simply contact us using any of the methods set out on the left of this page
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it
Contact us
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(0845) 601 8396
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