...option 1 (available to Homemovers & First Time Buyers)

2 year fixed rates (until 1 June 2010)

loan to value	fixed rate from start until 1/6/10	then our base variable mortgage rate from 2/6/10 until end of mortgage	the overall cost for comparison is	arrangement fee
Up to 75%	5.98%	6.54%	6.8% APR	£495
75.1 to 90%	6.30%	6.54%	6.8% APR	£495
90.1 to 95%	7.00%	6.54%	7.0% APR	£495
This mortgage is only available to new and existing customers who live within our branch operating area

...in addition you:

may add the arrangement fee to your mortgage, this can be paid on application or may be added to your loan depending upon your circumstances.
will have an early repayment charge if you repay all or part of your mortgage within the first 2 years.

...option 2 (available to Homemovers & First Time Buyers)

2 year fixed rates (until 1 June 2010)

loan to value	fixed rate from start until 1/6/10	then our base variable mortgage rate from 2/6/10 until end of mortgage	the overall cost for comparison is	arrangement fee
Up to 75%	6.20%	6.54%	6.8% APR	£395
75.1 to 90%	6.52%	6.54%	6.9% APR	£395
90.1 to 95%	7.22%	6.54%	7.0% APR	£395
This mortgage is only available to new and existing customers who live within our branch operating area

...in addition you:

may add the arrangement fee to your mortgage, this can be paid on application or may be added to your loan depending upon your circumstances.
will receive a refund of basic, mortgage valuation fee (up to £260)
will receive a £250 contribution towards your legal fees
will have an early repayment charge if you repay all or part of your mortgage within the first 2 years.

See Current Fixed Rates for an explanation of 'out of area' and 'in area only'. Fixed rate mortgages are limited issue products and may be withdrawn at any time.

For full details or to arrange an appointment, simply contact us using any of the methods set out on the left of this page -

Your home may be repossessed if you do not keep up repayments on your mortgage