(0845) 602 3462- we'll call you
call into a branch
email us
You can choose an offset mortgage if you are looking to pay off your mortgage sooner
...with interest charged at the variable Bank of England’s base rate (currently 5.00%) plus 1.44% for the term of the mortgage
loan to value |
Bank of England base rate plus |
variable interest rate until end of mortgage | the overall cost for comparison is |
|---|---|---|---|
up to 90% |
1.44% |
6.44% |
6.7% APR |
an arrangement fee of £599 applies. This can be paid at the time of application or added to your mortgage account |
|||
This mortgage is only available to new and existing customers who live within our branch operating area |
|||
...in addition you:
- will receive a refund of basic mortgage valuation fees (up to £260)
- will have a £250 contribution towards your legal fees
- will pay interest calculated daily
- will not be obliged to arrange insurances with the Society
- will receive free mortgage payment protection insurance (for 3 months)
- can make overpayments (when you have cash to spare)
- can make underpayments and take payment holidays (where you have made sufficient overpayments)
- will have to pay an early-repayment charge of £500 if you repay your mortgage in full within the first 12 months
For full details or to arrange an appointment, simply contact us using any of the methods set out on the left of this page
