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You have 2 long term product choices...
...option 1
with a link to Society’s base variable mortgage rate (SVR) until 1 October 2013
loan to value |
Link to SVR |
variable interest rates |
the overall cost for comparison is |
|
|---|---|---|---|---|
...from start until 1/10/13 |
then 2/10/13 until end of mortgage |
|||
Up to 75% |
- 0.55% |
5.99% |
6.54% |
6.6% APR |
75.1 to 90% |
- 0.25% |
6.29% |
6.54% |
6.7% APR |
90.1 to 95% |
+ 0.45% |
6.99% |
6.54% |
7.1% APR |
This mortgage is only available to new and existing customers who live within our branch operating area |
||||
...in addition you:
- will receive a refund of basic mortgage valuation fee (up to £260)
- will receive a £250 contribution towards your legal fees
- can repay lump sums without any early-repayment charge (up to £5,000 each financial year)
- will have to pay an early-repayment charge if you repay all or part of your mortgage within the first 5 years (you can find full details in the ‘Mortgages - Important Information’ leaflet)
- need to open or already hold a salary funded Current Account with the Society, if you are applying for a mortgage with a loan to value of above 90%
...option 2
with a link to Society’s base variable mortgage rate (SVR) until 1 October 2013 without an early repayment charge
loan to value |
Link to SVR |
variable interest rates |
the overall cost for comparison is |
|
|---|---|---|---|---|
...from start until 1/10/13 |
then 2/10/13 until end of mortgage |
|||
Up to 90% |
- 0.05% |
6.49% |
6.54% |
6.9% APR |
This mortgage is only available to new and existing customers who live within our branch operating area |
||||
...in addition you:
- will not have to pay an early-repayment charge at any time
...whichever discount you choose you:
- will pay interest calculated daily
- will not be obliged to arrange insurance with the Society
- will receive free mortgage payment protection insurance (for 3 months)
- can move home and move your special offer without having to pay an early-repayment charge if you apply and are eligible for a new residential mortgage with us
For full details or to arrange an appointment, simply contact us using any of the methods set out on the left of this page
