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...option 1 (available to Homemovers & First Time Buyers)
5 year fixed rates (until 1 July 2013)
loan to value |
fixed rate from start until 1/7/13 |
then our base variable mortgage rate from 2/7/13 until end of mortgage |
the overall cost for comparison is |
arrangement fee |
|---|---|---|---|---|
Up to 75% |
6.35% |
6.54% |
6.8% APR |
£599 |
75.1% - 90% |
6.65% |
6.54% |
7.0% APR |
£599 |
90.1 to 95% |
7.44% |
6.54% |
7.3% APR |
£599 |
This mortgage is only available to new and existing customers who live within our branch operating area |
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...in addition you:
- may add the arrangement fee to your mortgage depending upon your circumstances. This must be paid on application and will be refunded upon completion.
- will have an early repayment charge if you repay all or part of your mortgage within the first 5 years.
- need to open or already hold a salary funded Current Account with the Society, if you are applying for a mortgage with a loan to value of above 90%.
...option 2 (available to Homemovers & First Time Buyers)
5 year fixed rates (until 1 July 2013)
loan to value |
fixed rate from start until 1/7/13 |
then our base variable mortgage rate from 2/7/13 until end of mortgage |
the overall cost for comparison is |
arrangement fee |
|---|---|---|---|---|
Up to 75% |
6.48% |
6.54% |
6.9% APR |
£499 |
75.1 to 90% |
6.78% |
6.54% |
7.0% APR |
£499 |
90.1 to 95% (in area only) |
7.57% |
6.54% |
7.4% APR |
£499 |
This mortgage is only available to new and existing customers who live within our branch operating area |
||||
...in addition you:
- may add the arrangement fee to your mortgage depending upon your circumstances. This must be paid on application and will be refunded upon completion.
- will receive a refund of basic mortgage valuation fee (up to £260)
- will receive a £250 contribution towards your legal fees
- will have an early repayment charge if you repay all or part of your mortgage within the first 5 years.
- need to open or already hold a salary funded Current Account with the Society, if you are applying for a mortgage with a loan to value of above 90%.
Fixed rate mortgages are limited issue products and may be withdrawn at any time.
For full details or to arrange an appointment, simply contact us using any of the methods set out on the left of this page
Your home may be repossessed if you do not keep up repayments on your mortgage
