Option 1 (available to First Time Buyers)

5 year fixed rates (until 1 October 2015)

You:

• can add the arrangement fee to your mortgage. This must be paid initially on application and if you choose to add this to your mortgage, it will be refunded upon completion of the mortgage.
• will have an early repayment charge if you repay all or part of your mortgage before 2 October 2015.
• must have your main current account with the Society if you are borrowing over 85% loan to value.

Option 2 (available to First Time Buyers)

5 year fixed rates (until 1 October 2015)

You:

• can add the arrangement fee to your mortgage. This must be paid initially on application and if you choose to add this to your mortgage, it will be refunded upon completion of the mortgage.
• will receive a refund of basic mortgage valuation fee (up to £260)
• will receive a £250 contribution towards your legal fees
• will have an early repayment charge if you repay all or part of your mortgage before 2 October 2015.
• must have your main current account with the Society if you are borrowing over 85% loan to value.

Fixed rate mortgages are limited issue products and may be withdrawn at any time.

For full details or to arrange an appointment, simply contact us using any of the methods set out on the left of this page