why choose the Cumberland?

3 year fixed rate (until 1 April 2015)

This product is not available for holiday let properties. Please see the separate page for details of the Society's holiday let mortgages.

Loan to value Fixed rate from start until 1/4/15 Then our Buy to Let standard variable mortgage rate from 2/4/15 until end of mortgage Overall cost for comparison is
up to 60% 4.19% 5.40% 5.4% APR
60.1% to 70% 4.39% 5.40% 5.5% APR
This mortgage is normally only available on properties located within our branch operating area.
Exclusive - not available through brokers
  • an arrangement fee of £995 applies
  • you will have to pay an early-repayment charge of 5% of the amount repaid if you repay all or part of your mortgage before 2 April 2015 (excluding the limit mentioned below of £5,000 each financial year)
  • interest calculated daily
  • you can repay lump sums without any early repayment charge (up to £5,000 each financial year)
  • no compulsory Society insurances

Fixed rate mortgages are limited issue products and may be withdrawn at any time. The maximum loan size is £500,000. For loans in excess of £500,000, please contact the Society for further details.

For full details or to arrange an appointment, please contact us using any of the methods set out on the left of this page

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it

Cumberland Building Society and Cumberland Financial Services Limited are authorised and regulated by the Financial Services Authority and are entered in the Financial Services Authority’s Register under Register Numbers 106074 and 200391. This site is intended for residents of the United Kingdom only. © Cumberland Building Society 2012. All Rights Reserved.
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